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Aistė G. Apr 29, 2025
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Last active over 7 days
Last active over 7 days
Most fintechs still treat their brand as an afterthought. But today’s smartest neobanks are turning cards into strategic brand tools, reshaping how trust, loyalty, and growth are built. I analyzed 25 leading neobanks and their card designs to uncover the trends, strategies, and what’s coming next.

Fintech design analysis: Neobank card strategies and trends

We analysed 25 neobank card designs to uncover how design choices shape trust, identity, and user perception. See how today’s leading fintech brand...

 
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Viktoria S. Apr 29, 2025
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Last active over 7 days
When the Lights Went Out: The Fragile Illusion of a Cashless Society

Yesterday Spain, Portugal and some parts of France was hit by a massive power cut. We had no phone lines, no internet, no payments, and no information. People panicked because they had no way to pay, no way to call for help, and no idea what was happening.
Our good old friend, cash, came back to save the day.
Supermarkets took advantage, raising prices and "forgetting" to declare and tax some extra income, while the whole idea of a cashless society was shown to be dangerously fragile.
The entire idea of a safe cashless society collapsed.
Read my article for more https://www.linkedin.com/pulse/when-lights-went-out-fragile-illusion-cashless-society-soltesz-d9pmf

When the Lights Went Out: The Fragile Illusion of a Cashless Society

A Country Left in the Dark Spain and Portugal (and some bits of France, too) recently experienced a massive power outage that left large parts of t...

 
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Viktoria S. Apr 23, 2025
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Last active over 7 days
Why VCs Should Stop Wiring Money Upfront – And How Banks Can Win a Lot of New Business With This New Setup
Startups are sitting on investor money they do not need yet, which is not only risky but also costly. It is not only triggering banking red flags but also costing VCs millions in negative carry.
One freeze, one payment delay, or one compliance hurdle, and the entire business can collapse. However, in this setup, there is a huge opportunity for banks and PSPs to attract business with what everyone needs, and it is also very easy to implement.
The deferred funding model is not only better for both VCs and startups but also for the banks and payment providers. Founders and funds are not just looking for a place to park money but they want a trusted financial partner that is flexible, transparent, and responsive.
Whoever offers a real solution can win clients easily.

Read my article for more information: https://www.linkedin.com/pulse/why-vcs-should-stop-wiring-money-upfront-how-banks-can-soltesz-objqc

Why VCs Should Stop Wiring Money Upfront – And How Banks Can Win a Lot of New Business ...

The traditional SAFE model has long been considered a founder-friendly way to raise capital quickly without immediate equity dilution. Founders rec...

 
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