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pspangels.com PSP Angels is an independent payment consultancy firm. We understand the payment market and have a hug... see more
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If you don’t plan banking and payments first, your business might never even start.
Banks often reject applications based on gut feeling, without explanation. Even if your business is 100% legal, if a compliance officer doesn’t understand it instantly, you’re out—no second chances.
But if banks can block you from operating before you even start, how can you risk investing money, time, and energy into building your product? No account means no transactions, no revenue, no business—and by the time you realize it, it’s too late.
Running in circles, blindly trying to please banks, is not the answer. You need to understand "how banks think" to be able to save time, cost and energy on the application process.
Read my article to see what can you do.
Watch the full episode Disparities in Financial Approval Processes - Webinar with Gregory Brenig by the Soltesz Institute here https://solteszinstitute.com/course/disparities-in-financial-approval-processes Jan 17, 2025
Banks often reject applications based on gut feeling, without explanation. Even if your business is 100% legal, if a compliance officer doesn’t understand it instantly, you’re out—no second chances.
But if banks can block you from operating before you even start, how can you risk investing money, time, and energy into building your product? No account means no transactions, no revenue, no business—and by the time you realize it, it’s too late.
Running in circles, blindly trying to please banks, is not the answer. You need to understand "how banks think" to be able to save time, cost and energy on the application process.
Read my article to see what can you do.
Watch the full episode Disparities in Financial Approval Processes - Webinar with Gregory Brenig by the Soltesz Institute here https://solteszinstitute.com/course/disparities-in-financial-approval-processes Jan 17, 2025
Upvoted by Angel and 1 other
Before you send your money to any online platform—casino, investment firm, or crypto exchange—ask yourself: is your money really safe?
Questionable payment methods, shady providers, and unclear withdrawal terms could mean your funds are at risk of disappearing.
If the platform’s financial partners are based in weak jurisdictions or avoid proper regulations, that’s your red flag.
Don’t ignore the signs.
A few moments of research could save you from losing everything. Read my article for more information.
https://www.linkedin.com/pulse/think-before-you-spend-how-spot-unreliable-fund-them-soltesz-cab3f
Jan 15, 2025
Questionable payment methods, shady providers, and unclear withdrawal terms could mean your funds are at risk of disappearing.
If the platform’s financial partners are based in weak jurisdictions or avoid proper regulations, that’s your red flag.
Don’t ignore the signs.
A few moments of research could save you from losing everything. Read my article for more information.
https://www.linkedin.com/pulse/think-before-you-spend-how-spot-unreliable-fund-them-soltesz-cab3f
Jan 15, 2025
Upvoted by Angel and 1 other
It’s time to change how we think about payment and banking.
Payment and banking isn’t just a side function of finance anymore—it’s critical to your entire business strategy. Poor planning leads to frozen accounts, compliance fines, lost customers, and even total failure.
However, the real problem lies in industry habits—most companies rely on so-called ‘payment experts’ or "strategists" who are just salespeople working for commission, pushing solutions that benefit them, not you.
The stakes are too high for shortcuts or bad advice. Rethink payment and banking. Appreciate independence.
Read my article for more information.
https://www.linkedin.com/pulse/its-time-change-how-we-think-payment-banking-viktoria-soltesz-opj0f Jan 11, 2025
Payment and banking isn’t just a side function of finance anymore—it’s critical to your entire business strategy. Poor planning leads to frozen accounts, compliance fines, lost customers, and even total failure.
However, the real problem lies in industry habits—most companies rely on so-called ‘payment experts’ or "strategists" who are just salespeople working for commission, pushing solutions that benefit them, not you.
The stakes are too high for shortcuts or bad advice. Rethink payment and banking. Appreciate independence.
Read my article for more information.
https://www.linkedin.com/pulse/its-time-change-how-we-think-payment-banking-viktoria-soltesz-opj0f Jan 11, 2025
Upvoted by Luiza
Strategic Payment Planning: The Multi-PSP Advantage
Imagine launching your biggest product and losing everything because your payments fail.
That’s exactly what can happen when you rely on one payment provider.
Outages, compliance checks, or even small mistakes can bring your entire operation to a standstill, costing you customers and revenue.
Payment Orchestration can help, but it has serious limitations, too.
Don’t wait for disaster to strike—learn how a proper payment and banking strategy can save your business.
Read my article for more information here: https://www.linkedin.com/pulse/strategic-payment-planning-multi-psp-advantage-viktoria-soltesz-op9uf/ Dec 30, 2024
Imagine launching your biggest product and losing everything because your payments fail.
That’s exactly what can happen when you rely on one payment provider.
Outages, compliance checks, or even small mistakes can bring your entire operation to a standstill, costing you customers and revenue.
Payment Orchestration can help, but it has serious limitations, too.
Don’t wait for disaster to strike—learn how a proper payment and banking strategy can save your business.
Read my article for more information here: https://www.linkedin.com/pulse/strategic-payment-planning-multi-psp-advantage-viktoria-soltesz-op9uf/ Dec 30, 2024
Beyond Tax: The True Cost of Offshore Strategies
Tax-saving setups combining Cyprus with offshore elements might seem smart—until your accounts get frozen or payments blocked.
Banks flag nominee directors and offshore companies as high-risk, leading to rejected transactions and operational paralysis.
Even “high-risk-friendly” providers come with steep fees and unstable services. Without the right payment and banking strategy, even the best tax plans can destroy your business.
Read my article for more information: https://www.cypruslimited.com/blog/business/beyond-tax-the-true-cost-of-offshore-strategies Dec 19, 2024
Tax-saving setups combining Cyprus with offshore elements might seem smart—until your accounts get frozen or payments blocked.
Banks flag nominee directors and offshore companies as high-risk, leading to rejected transactions and operational paralysis.
Even “high-risk-friendly” providers come with steep fees and unstable services. Without the right payment and banking strategy, even the best tax plans can destroy your business.
Read my article for more information: https://www.cypruslimited.com/blog/business/beyond-tax-the-true-cost-of-offshore-strategies Dec 19, 2024
How Shopper Expectations Are Redefining Business Success
Businesses think having good products at fair prices is enough—but modern shoppers expect much more!
Slow checkouts, outdated payment methods, or limited options cause instant customer loss, damaging both revenue and brand loyalty. If your payment process doesn’t meet their expectations, they’ll leave—no second chances!
Payment is not the FINAL step—it is the FIRST!
It impacts UX, risk management, technology, product development, data security, compliance, finance, and more.
But how to keep up with modern shoppers who demand speed, security, and flexibility?
Read my article for the details: https://www.linkedin.com/pulse/how-shopper-expectations-redefining-business-success-viktoria-soltesz-3qj6e/ Dec 17, 2024
Businesses think having good products at fair prices is enough—but modern shoppers expect much more!
Slow checkouts, outdated payment methods, or limited options cause instant customer loss, damaging both revenue and brand loyalty. If your payment process doesn’t meet their expectations, they’ll leave—no second chances!
Payment is not the FINAL step—it is the FIRST!
It impacts UX, risk management, technology, product development, data security, compliance, finance, and more.
But how to keep up with modern shoppers who demand speed, security, and flexibility?
Read my article for the details: https://www.linkedin.com/pulse/how-shopper-expectations-redefining-business-success-viktoria-soltesz-3qj6e/ Dec 17, 2024
Why Payment and Banking Can No Longer Be Ignored – The Hidden Business Risk No One Talks About
Most businesses still think payment and banking are just routine tasks managed by their finance or tech teams.
This outdated belief can cause massive financial losses, failed transactions, frozen accounts, and skyrocketing fees—problems that can cripple a company in no time.
I believe that Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance, and more. I argue that it should be considered a standalone function—an essential element of the business strategy, not just a part of finance.
I also think accountants are not adequately trained to manage payment and banking tasks. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspects in a business, are absent from accounting, economics courses, and MBAs.
I want a paradigm change and see companies building strategies and scalable systems around payment and banking.
Business should have a holistic approach to their payment and banking setups.
Ignoring them as critical business functions is not just risky—it’s a guaranteed path to operational chaos.
Read my article for more information.
https://www.linkedin.com/pulse/why-payment-banking-can-longer-ignored-hidden-business-soltesz-v1ise Dec 16, 2024
Most businesses still think payment and banking are just routine tasks managed by their finance or tech teams.
This outdated belief can cause massive financial losses, failed transactions, frozen accounts, and skyrocketing fees—problems that can cripple a company in no time.
I believe that Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance, and more. I argue that it should be considered a standalone function—an essential element of the business strategy, not just a part of finance.
I also think accountants are not adequately trained to manage payment and banking tasks. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspects in a business, are absent from accounting, economics courses, and MBAs.
I want a paradigm change and see companies building strategies and scalable systems around payment and banking.
Business should have a holistic approach to their payment and banking setups.
Ignoring them as critical business functions is not just risky—it’s a guaranteed path to operational chaos.
Read my article for more information.
https://www.linkedin.com/pulse/why-payment-banking-can-longer-ignored-hidden-business-soltesz-v1ise Dec 16, 2024
Upvoted by Ariel
Payment Data: The Overlooked Asset
When revenue takes a hit, many businesses rush to adjust ads or offer bigger discounts, hoping to bring back customers.
But these tactics often fail because they miss the real issue, which lies in their overlooked reports—their payment data.
Payment data reveals unique information about customers: how they like to pay, how often they return, and how much they spend.
Ignoring payment data means missing critical insights that could boost sales, improve customer experience, and prevent revenue loss.
Read my article for more information: https://www.linkedin.com/pulse/payment-data-overlooked-asset-viktoria-soltesz-qfojf Dec 15, 2024
When revenue takes a hit, many businesses rush to adjust ads or offer bigger discounts, hoping to bring back customers.
But these tactics often fail because they miss the real issue, which lies in their overlooked reports—their payment data.
Payment data reveals unique information about customers: how they like to pay, how often they return, and how much they spend.
Ignoring payment data means missing critical insights that could boost sales, improve customer experience, and prevent revenue loss.
Read my article for more information: https://www.linkedin.com/pulse/payment-data-overlooked-asset-viktoria-soltesz-qfojf Dec 15, 2024
Stuck in the Past: Why the U.S. Still Relies on Checks in a Digital World
The U.S. is stuck using outdated checks while the rest of the world races ahead with instant payments and advanced financial tech.
This old-fashioned practice leaves businesses exposed to rising fraud, delayed cash flow, and unnecessary operational costs. Every check processed is a missed opportunity, weakening competitiveness and risking financial stability.
Without modernizing payment methods, U.S. companies face mounting threats that could severely harm their bottom line.
Read my article for more information: https://www.linkedin.com/pulse/stuck-past-why-us-still-relies-checks-digital-world-viktoria-soltesz-7wgmf/?trackingId=IETkh%2BvgQRUtTDS2Ngc%2BsA%3D%3D Dec 13, 2024
The U.S. is stuck using outdated checks while the rest of the world races ahead with instant payments and advanced financial tech.
This old-fashioned practice leaves businesses exposed to rising fraud, delayed cash flow, and unnecessary operational costs. Every check processed is a missed opportunity, weakening competitiveness and risking financial stability.
Without modernizing payment methods, U.S. companies face mounting threats that could severely harm their bottom line.
Read my article for more information: https://www.linkedin.com/pulse/stuck-past-why-us-still-relies-checks-digital-world-viktoria-soltesz-7wgmf/?trackingId=IETkh%2BvgQRUtTDS2Ngc%2BsA%3D%3D Dec 13, 2024
Upvoted by Zahra
Are You Handing Over Your Business Secrets Without Realizing It?
Sending your processing history to a payment provider might seem like a harmless step, but it could be very risky, and costly!
Processing history reveals how much you pay, who you work with, and even the terms you’ve secured – handing providers all the power during negotiations. They can use this data to lock you into worse deals while making it seem like you’re getting a good offer.
Read my article to find out how to protect yourself.
https://www.linkedin.com/pulse/how-your-processing-history-can-backfire-risk-you-cant-soltesz-bvouc
Dec 10, 2024
Sending your processing history to a payment provider might seem like a harmless step, but it could be very risky, and costly!
Processing history reveals how much you pay, who you work with, and even the terms you’ve secured – handing providers all the power during negotiations. They can use this data to lock you into worse deals while making it seem like you’re getting a good offer.
Read my article to find out how to protect yourself.
https://www.linkedin.com/pulse/how-your-processing-history-can-backfire-risk-you-cant-soltesz-bvouc
Dec 10, 2024
Upvoted by Ariel
BNPL Could Cost You Your Business
Are you offering Buy Now, Pay Later (BNPL) to boost your sales? Think again.
Missed payments, hidden fees, delayed cash flow—BNPL could be draining your business without you even realizing it. And with tightening regulations and costly technical headaches, the risks are stacking up fast.
Read my article to see how this payment method can turn into your biggest liability
https://www.linkedin.com/pulse/bnpl-could-cost-you-your-business-viktoria-soltesz-mmz1e
Dec 5, 2024
Are you offering Buy Now, Pay Later (BNPL) to boost your sales? Think again.
Missed payments, hidden fees, delayed cash flow—BNPL could be draining your business without you even realizing it. And with tightening regulations and costly technical headaches, the risks are stacking up fast.
Read my article to see how this payment method can turn into your biggest liability
https://www.linkedin.com/pulse/bnpl-could-cost-you-your-business-viktoria-soltesz-mmz1e
Dec 5, 2024
Upvoted by Derrick
The Privacy Paradox: Why Cryptocurrency’s Transparency Can Be a
Double-Edged Sword
Here is an unpopular opinion: adding crypto payments might seem like the future, but it has serious issues we need to talk about.
Crypto can ruin your privacy, existing banking connections, and expose your business to serious risks if you don’t know what you are doing.
I have seen many times how crypto kills businesses—but financial loss, regulatory penalties, and reputational damage are not "sexy" enough to talk about.
Don't hate me - I still believe crypto can be a good tool if used well. However, for the majority of the users it's a double-edged sword, where no one is talking about how to avoid cutting yourself
Read my article to see the real dangers and what to do to avoid them
https://www.linkedin.com/pulse/privacy-paradox-why-cryptocurrencys-transparency-can-sword-soltesz-fx3df Dec 3, 2024
Double-Edged Sword
Here is an unpopular opinion: adding crypto payments might seem like the future, but it has serious issues we need to talk about.
Crypto can ruin your privacy, existing banking connections, and expose your business to serious risks if you don’t know what you are doing.
I have seen many times how crypto kills businesses—but financial loss, regulatory penalties, and reputational damage are not "sexy" enough to talk about.
Don't hate me - I still believe crypto can be a good tool if used well. However, for the majority of the users it's a double-edged sword, where no one is talking about how to avoid cutting yourself
Read my article to see the real dangers and what to do to avoid them
https://www.linkedin.com/pulse/privacy-paradox-why-cryptocurrencys-transparency-can-sword-soltesz-fx3df Dec 3, 2024
Upvoted by Zahra
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