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Viktoria S. Dec 17, 2024
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Last active a day ago
How Shopper Expectations Are Redefining Business Success

Businesses think having good products at fair prices is enough—but modern shoppers expect much more!

Slow checkouts, outdated payment methods, or limited options cause instant customer loss, damaging both revenue and brand loyalty. If your payment process doesn’t meet their expectations, they’ll leave—no second chances!

Payment is not the FINAL step—it is the FIRST!

It impacts UX, risk management, technology, product development, data security, compliance, finance, and more.

But how to keep up with modern shoppers who demand speed, security, and flexibility?

Read my article for the details: https://www.linkedin.com/pulse/how-shopper-expectations-redefining-business-success-viktoria-soltesz-3qj6e/

How Shopper Expectations Are Redefining Business Success

The way people shop has evolved rapidly in recent years, driven by economic pressures, technological advancements, and rising customer expectations...

 
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Ariel C. Dec 17, 2024 (edited)
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Women Are Redefining the Future of Investment 🌍💡

By 2030, women will control nearly 45% of total assets under management in Western Europe—equivalent to €10 trillion 💵. Despite this significant shift, the financial industry has yet to fully adapt to meet the needs of female investors.
Women investors have distinct financial priorities:
🔹 Sustainability Focus: Women are 7% more likely to choose investments aligned with ESG values, reflecting their long-term, values-driven approach.
🔹 Risk Appetite: 51% of women identify as conservative investors, yet they consistently outperform men by 0.4% annually.
🔹 Confidence Gap: Only 64% of women who invest identify as investors, compared to 76% of men.
🔹 Asset Allocation: 71% of women now invest in the stock market—up from 60% in just two years.
🔹 Barriers to Engagement: Intimidation by financial jargon (63%), lack of role models, and limited spare funds (38%) often delay their investment journey.
🔹 Desire for Guidance: 68% of women would invest more with clearer, actionable advice, and 77% believe working with a financial adviser would boost their confidence.

🚀 Opportunities for Financial Advisers:
✅ Demystify investing with simple, jargon-free communication.
✅ Provide clear pathways and strategies for long-term wealth planning.
✅ Showcase relatable female role models to inspire confidence and participation.
✅ Develop flexible, affordable options to accommodate smaller, consistent contributions.
With women increasingly recognising the power of investing to build financial resilience, the advisory firms that adapt will not only drive inclusion but will also gain a dedicated, forward-thinking client base.
👉 How can your organisation better serve this dynamic segment? Let’s build an investment landscape that works for everyone.
Read more: https://behaviouralfi.com/women-are-changing-the-world-of-investment

Follow us on LinkedIn: https://www.linkedin.com/company/behavioural-finance-consulting
 
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Viktoria S. Dec 16, 2024
Knowledge Share
Last active a day ago
Last active a day ago
Why Payment and Banking Can No Longer Be Ignored – The Hidden Business Risk No One Talks About

Most businesses still think payment and banking are just routine tasks managed by their finance or tech teams.
This outdated belief can cause massive financial losses, failed transactions, frozen accounts, and skyrocketing fees—problems that can cripple a company in no time.

I believe that Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance, and more. I argue that it should be considered a standalone function—an essential element of the business strategy, not just a part of finance.
I also think accountants are not adequately trained to manage payment and banking tasks. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspects in a business, are absent from accounting, economics courses, and MBAs.
I want a paradigm change and see companies building strategies and scalable systems around payment and banking.

Business should have a holistic approach to their payment and banking setups.

Ignoring them as critical business functions is not just risky—it’s a guaranteed path to operational chaos.

Read my article for more information.
https://www.linkedin.com/pulse/why-payment-banking-can-longer-ignored-hidden-business-soltesz-v1ise

Why Payment and Banking Can No Longer Be Ignored – The Hidden Business Risk No One Talk...

Many businesses still believe payment and banking are just administrative tasks managed by the finance or tech teams. This assumption is not only o...

 
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